Money & Investing
209,769 members
From personal finance tips to halal investment strategies, we're here to help you navigate the world of money 💸 Muzz takes no responsibility for the accuracy or uptake of financial advice shared in this group.
@k_gooner
Is anyone invested in Salesforce? It went up post-earnings. My position is not that big unfortunately.
@fawaz_dev
Strategy's "Bitcoin Treasury" Framing Breaks Down Fast When You Read the Actual Capital Structure
https://fawazmk.substack.com/p/strategys-bitcoin-treasury-framing?utm_source=share&utm_medium=android&r=4kyrxe
@Faz495
Thank you NVDA!! 🔝
@emylune
"If you had $1,000 right now that you couldn't save and couldn't spend on living expenses, what single investment would you put it into today and why?"
@Daniyal416
Wealthsimples Halal managed investing portfolio is too good
@Bruuuuuutal
Morning Thoughts
Can't print atoms or molecules.
Can't print gasoline, diesel, LNG.
Can't print foodstuffs.
@Ola83079822
I am Shams, an Egyptian living in the United Arab Emirates. My mission in life is to help businesspeople achieve their goals and succeed in their work. I free up my clients' time so they can focus on other personal and professional matters. My work involves real estate, processing transactions, establishing companies, obtaining residency permits, and managing companies and projects.
@fawaz_dev
Treasury Doubled Its Bond Buyback to $4 Billion. The Market Rejected It in One Trading Day.
https://fawazmk.substack.com/p/treasury-doubled-its-bond-buyback?utm_source=share&utm_medium=android&r=4kyrxe
@Bruuuuuutal
Morning Thoughts
Disclaimer, I used LLMslop to help me write the following. The underlying premise is mine, the LLMslop fancied it up ("entire efficient frontier", "the covariance matrix", etc.) and was used to pare things down.
Bruuuuuutal that I get verbalIQ mogged by LLMs.
Early last week I learned of Modern Portfolio Theory (MPT).
1)MPT is GPS that worked "well" for 40 years because the road was straight. Interest rates fell from 15% to near-zero. Of course bonds did well, but it wasn't because the GPS is genius.
2)The "risk-free rate" is the foundation of every MPT portfolio. T-bills guarantee negative real returns over time. From 2021–2024, they paid approximately 3% while inflation ran approximately 5.5%. MPT called that "zero risk" because the price didn't wiggle, yet purchasing power was and is being eroded.
3)MPT optimizes in dollar space. But the dollar is designed to melt by 2% per year by policy. The entire efficient frontier, the covariance matrix, the "optimal" 60/40; all shift when the measuring stick (the fiat USD) itself is a/the primary risk.
4)Stocks and bonds don't always protect each other. They fall together when inflation is the threat. In 2022, the "safe" 60/40 portfolio had its worst year since the Great Depression. MPT never saw it coming because inflation was treated as background noise, not primary risk.
5)It conflates steady with safe and volatile with dangerous. A 30-year Treasury that silently destroys 40% of purchasing power is "low risk." Gold, which preserves purchasing power, jumps around is "risky." MPT rewards the asset that kills purchasing power quietly.
@Luc789
Salaam everyone 😃